.Union Money Administrator Nirmala Sitharaman3 minutes reviewed Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Administrator Nirmala Sitharaman announced that the authorities strives to open up over 30 thousand brand-new PMJDY accounts during 2024-25.Briefing reporters, Sitharaman unveiled that since August 14, 2024, an overall of 531.3 thousand Jan-Dhan profiles have been opened since the plan's launch a years back, along with a cumulative deposit remainder of Rs 2.3 trillion.The ordinary remainder per profile has actually improved from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per-cent of these accounts are actually currently energetic." PMJDY has actually played an important part during the course of the widespread, specifically for females," claimed Sitharaman.Despite the allotment for absolutely no equilibrium and the lack of a minimum equilibrium requirement, only 8.4 per cent of the profiles preserve an absolutely no harmony. The program has been especially helpful in non-urban as well as semi-urban locations, where 66.6 percent of the accounts are located.As of August 14, 2024, girls account holders represent 55.6 per cent of the total profiles, totaling up to 295.6 thousand profiles, depending on to the Ministry of Financial.
Presently, 99.95 percent of all occupied communities have financial locations offered within a 5-kilometre radius with numerous touchpoints, including financial institution branches, automated cashier devices, banking correspondents, and India Blog Post Settlements Financial Institution.As of August 14, 2024, there end 1.73 billion surgical CASA (bank account interest-bearing account) profiles in the country, featuring much more than 530 thousand important PMJDY profiles.Concerning social security plans, Sitharaman highlighted that over 200 million increasing enrolments have supplied life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.Furthermore, over 450 thousand increasing enrolments have actually delivered 1 year unintentional cover of Rs 2 lakh (for death or even permanent total handicap) and also Rs 1 lakh (for permanent partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs 20 annually.The Atal Pension Yojana has actually signed up over 68 million users.In relations to credit-linked schemes, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 thousand increasing car loans totaling up to Rs 29.93 trillion (since July 12, 2024) have been allowed to offer collateral-free institutional financial to small and small company systems around Rs 10 lakh for income-generating tasks.Under the Stand Up India Scheme, 236,000 advancing financings totting Rs 53,609 crore (since July 15, 2024) have actually been actually accredited to Scheduled Caste, Scheduled Tribe, and women business people for putting together greenfield projects.Furthermore, the Pradhan Mantri SVANidhi program has actually approved loans worth Rs 12,630 crore to 6.52 million road providers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 mountain.u00b7 There more than 1.73 billion important CASA accounts.u00b7 Women account holders make up 55.6% of overall accounts.1st Posted: Aug 27 2024|9:37 PM IST.